Plans
Choose the plan that fits how you manage money
Personal and Business each start free, then move to Starter or Pro for more capacity. Every limit shown here is the limit enforced in your workspace.
Displayed currency is determined from visitor location when available. Final billing and taxes may vary at checkout.
Organize personal cash flow, accounts, categories, budgets and goals with the same operating discipline as a business.
Personal Free
Free
No card required
Organize personal cash flow and accounts without a payment method.
- 250 transactions per month
- 2 bank accounts
- 25 categories and 3 budgets
- 3 goals and 2 saved views
Personal Starter
$7.99
Billed monthly
More room for daily personal finance workflows and recurring planning.
- 5,000 transactions per month
- 10 bank accounts
- 100 categories and 25 budgets
- 25 goals and 25 saved views
Personal Pro
$12.99
Billed monthly
Recommended
High-volume personal planning for complex financial lives.
- 50,000 transactions per month
- 50 bank accounts
- 500 categories and 250 budgets
- 250 goals and 200 saved views
No invented limits or hidden add-ons. Plan details are shown before checkout.
Compare plans
The same core workspace, with more capacity as your operation grows.
| Feature | Free | Starter | Pro |
|---|---|---|---|
| Owned workspaces | 1 | 2 | 6 |
| Transactions | 250 / month | 5,000 / month | 50,000 / month |
| Bank accounts | 2 | 10 | 50 |
| Categories | 25 | 100 | 500 |
| Budgets | 3 | 25 | 250 |
| Goals | 3 | 25 | 250 |
| Saved views | 2 | 25 | 200 |
| Attachments | 5 / month | 100 / month | 500 / month |
Pricing questions
Do I need a credit card for the Free plan?
No. The Free plan starts without a payment method.
Can I change plans later?
Yes. You can upgrade from the workspace billing settings when your operation needs more capacity.
Why do prices change by country?
Spifex bills in supported regional currencies. The pricing page uses your detected country and falls back to a default when it cannot determine one.
Are taxes included?
Final billing and applicable taxes are shown at secure checkout.