Finance that runs like operations

Spifex connects teams, workflows, and data so leaders can act with speed and certainty—without disconnected silos.

Full money lifecycle
From planned cash movements to settlements, transfers, and reconciliation. Unified end-to-end.
Built for operational complexity
Manage multiple revenue and cost streams with standardization, automation, and traceability.
Governance by default
Role-based access, audit trails, and organization-scoped structures keep teams aligned and compliant.
KPI-driven execution
Dashboards and indicators keep everyone focused on the metrics that move the business.
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A single operating model connects every module

Spifex is designed around an operational loop: plan intent, execute with controls, reconcile with evidence. This is how forecasting becomes trustworthy and reporting becomes actionable.

Plan intent
Step 1
Define what should happen: planned movements, owners, dates, categories, and context. This becomes your baseline forecast and accountability structure.
Operational outputs
Planned movements, recurring templates, forecast scenarios, and ownership by project/department.
Controls & governance
Standardized classification and structure (Ledger + Departments/Projects) prevents chaos downstream.
Execute with controls
Step 2
Record real events: approvals, partial settlements, transfers, and vendor payments. Execution is connected back to planned intent or explicitly marked as unplanned.
Operational outputs
Settlements, transfers, payment events, and traceable operational history tied to owners.
Controls & governance
Role-based approvals, limits, and policies keep spend controlled without slowing teams.
Reconcile with evidence
Step 3
Close the loop by matching planned vs actual, attaching evidence, and resolving exceptions continuously—so month-end becomes a byproduct, not a crisis.
Operational outputs
Structured matching, exceptions workflow, clean close, and audit-ready trails.
Controls & governance
Audit history, evidence links, and consistent data rules keep reporting reliable.

Solutions for the teams that run the business

Spifex connects finance and operations by making ownership, classification, and workflows explicit—so each team gets clarity without separate systems.

CFO / Finance leadership
Get predictable cash visibility, enforce governance, and measure performance without waiting for month-end reporting.
Forecast scenarios grounded in execution, not static spreadsheets.
Governance by default: roles, audit trails, and standardized classification.
KPIs that tie financial outcomes to ownership and operational reality.
Finance Ops / Controllers
Reduce manual work by standardizing how movements are created, approved, settled, and reconciled.
Structured reconciliation and evidence tracking to close faster.
Ledger-first classification and automation to keep data consistent.
Exception workflows: unplanned activity is visible and accountable.
Operators / Team owners
Run initiatives and teams with clear budgets, approvals, and performance signals—without losing speed.
Department and project ownership for budgets and accountability.
Spend controls and approvals that match how teams actually operate.
KPIs and reporting that reflect delivery, not only accounting categories.

Core solutions built from the platform

Each solution is a practical operating system pattern. Spifex combines the right modules so the outcome is measurable, governable, and scalable.

Solution

Cash visibility you can trust

Planning becomes reliable when it is connected to execution events and continuously reconciled. You see what is planned, what is executed, and what changed—by owner, team, and initiative.

What you get
  • Planned movements with owners, dates, categories, and scenario modeling.
  • Pipeline signals translated into expected inflows with timing and confidence.
  • Variance tracked weekly (planned vs actual) with drivers and accountability.
  • Unplanned movements surfaced explicitly instead of hidden in spreadsheets.
  • Dashboards that connect cash outcomes to operational ownership.
KPIs you can run on
  • Forecast accuracy trend over 4 weeks with variance drivers.
  • Unplanned share and top sources by department/project.
  • Time-to-close and reconciliation lag across teams.
Governance note
Every movement is linked to planned intent or marked unplanned, with an owner and classification—so forecasting is auditable.
Solution

Spend governance without bottlenecks

Control spend using rules, approvals, and ownership that match how teams operate. Execution stays fast, but policy is enforced and exceptions are visible.

What you get
  • Role-based approvals and thresholds for requests, settlements, and transfers.
  • Budget ownership by department with variance and commitment visibility.
  • Project attribution so spend maps to initiatives—not generic buckets.
  • Standard settlement flows (partial, split, internal movement) with traceability.
  • Policy-driven controls that reduce rework and keep execution consistent.
KPIs you can run on
  • Approval time by team and bottleneck stage.
  • Budget variance and commitment coverage by department.
  • Spend allocation completeness by project and category.
Governance note
Governance is enforced at the workflow level (who can do what, when, and why), not only after-the-fact reporting.
Solution

Banking and payments as an operational workflow

Centralize bank accounts and payment execution with built-in controls. Tie payment events to planned intent, ownership, and reconciliation so cash timing becomes predictable.

What you get
  • Bank account centralization with org-scoped structure and controls.
  • Vendor payments and transfers connected to approvals and ownership.
  • Execution events tied to planned movements for clear traceability.
  • Reconciliation signals close the loop with evidence and exception handling.
  • Consistent cash timeline: intent → payment → match → reporting.
KPIs you can run on
  • Payment execution velocity (created → approved → executed).
  • Settlement completeness (partial/remaining) by owner and team.
  • Reconciliation lag by account and workflow type.
Governance note
Payments are not just transactions—they are governed workflow events with approvals, history, and matching rules.
Solution

Faster close and audit-ready structure

Close faster by making classification and reconciliation continuous. Use ledger-first structure and automation so finance data stays consistent across every module.

What you get
  • Chart of accounts and classification rules that standardize reporting.
  • Continuous reconciliation with structured matching and evidence links.
  • Automation that reduces manual rework and duplicated data entry.
  • Audit trails across changes, approvals, and reconciliation actions.
  • Consistent data across Cashflow, Spend, Banking, Projects, and Departments.
KPIs you can run on
  • Close lag and reconciliation completion rate.
  • Exceptions volume by category and resolution time.
  • Classification consistency (unknown/unmapped share).
Governance note
Audit-readiness is built into the system primitives: roles, history, evidence, and consistent classification.
Solution

Initiative and team profitability visibility

Measure profitability and contribution by project and department, not only by company totals. Turn accountability into a measurable operating loop.

What you get
  • Costs and revenues attributed to initiatives with consistent ownership.
  • Department budgets and commitments connected to operational governance.
  • Margin and contribution view by project, team, and time window.
  • Variance and burn tracking to support prioritization and resourcing decisions.
  • KPIs that connect delivery reality to financial outcomes.
KPIs you can run on
  • Project margin and burn rate trend by initiative.
  • Budget variance by department with drivers.
  • Allocation completeness (percent attributed) across movements.
Governance note
Accountability scales when every movement has a team owner and initiative context—not only a category label.
Solution

Connected operations: inventory, revenue, and cash

Stop treating operational systems as separate from finance. Link inventory movements and costing to margin, connect CRM pipeline to expected inflows, and keep everything consistent through the ledger structure.

What you get
  • Inventory movements tied to costing and valuation for real margin visibility.
  • Operational inputs become planning signals for purchasing and cash timing.
  • Revenue pipeline expectations translated into cash assumptions and scenarios.
  • Ledger-first classification keeps operational data finance-consistent.
  • Shared ownership and evidence reduces disputes and rework across teams.
KPIs you can run on
  • Inventory turnover, shrinkage, and stock accuracy trend.
  • Expected inflow coverage and conversion by pipeline stage.
  • Margin impact driven by valuation and operational changes.
Governance note
Connected ops requires consistent classification and ownership, so every operational event maps into finance outcomes cleanly.

Workflows that keep the loop closed

These workflows turn modules into a repeatable operating system: reconcile continuously, automate classification, and report on KPIs that drive execution.

Reconciliation

Match planned intent to execution events, attach evidence, and resolve exceptions continuously—so closing becomes routine.

Structured matching by account, counterparty, date window, and movement type.
Exception workflow: unplanned or mismatched items are visible, owned, and resolved.
Evidence and audit history: changes are tracked and reviewable.
Accounting automation

Reduce manual work by standardizing classification and keeping data consistent across every module.

Ledger-first rules: enforce classification at the moment data is created.
Reduce duplicate entry: shared primitives across Cashflow, Spend, Banking, Projects, and Departments.
Consistent reporting structure across time and teams with audit trails.
Reporting & KPIs

Measure what moves the business: accuracy, velocity, governance, and profitability—by owner and operational structure.

Dashboards built from operational primitives, not hand-built spreadsheets.
KPIs that connect outcomes to responsibility (teams, projects, departments).
Trend visibility: variance, lag, conversion, and allocation completeness over time.

How teams roll it out

Spifex is designed for modular adoption. Start with structure, then connect execution and reconciliation so reporting becomes a byproduct.

Connect data sources
Centralize accounts and operational inputs (banking, vendors, pipeline, inventory signals) so finance events are captured consistently.
Define financial structure
Set up chart of accounts, classification, departments, projects, and ownership so the system stays coherent as volume grows.
Run workflows with controls
Use approvals, settlements, transfers, and reconciliation as workflows—with policies and exceptions visible by owner.
Optimize with KPIs
Measure accuracy, velocity, and profitability. Improve variance drivers, reduce close lag, and refine governance rules.

Make finance operational

Replace disconnected silos with a single operating layer for planning, execution, reconciliation, and KPI-driven decisions.