Getting started
Choose between Personal and Business
Understand which Spifex workspace type fits your finances and how the two can coexist.
Last updated: 2026-11-09
One account, two workspace categories
A Spifex account can own both Personal and Business workspaces. The product category is chosen when a workspace is created and determines which modules, permissions, plans and navigation are available.
Use Personal for your own cash flow, accounts, categories, budgets and goals. Use Business for team cash flow, banking, settlements, ledger structure, projects, departments, CRM and inventory.
Choosing the first workspace
- Choose Personal if you are organizing your own finances.
- Choose Business if you need team access, operational controls or business reporting.
- Both categories start with a Free plan and can move to Starter or Pro later.
- You can add the other category from the workspace switcher after signing up.
Plans are separate
Business and Personal have separate Starter and Pro plans with their own quotas. A subscription on one workspace does not upgrade the other category.